Accumulation Portfolios


Moderately Cautious Accumulation

The Portfolio is designed for those clients that have the following long-term investment characteristics:

  • They are not totally risk adverse but are more cautious than most

  • They will accept a moderate amount of capital risk so that they can benefit from a slightly increased rate of investment return

  • They want a moderately increased investment return whilst accepting that there may be an increase in performance volatility based on market conditions

Strategy and Composition

To meet the investment aspirations of Moderately Cautious investors we use a risk based, multi asset approach as its central theme with a strategic emphasis on Global investment mandates to further diversify risk and provide an increased investment return.

The investment methodology of each selected fund is considered both independently of, and in conjunction with, other funds in the portfolio to ensure that the overall risk rating, performance and ESG criteria is optimised.

The performance of the portfolio and each fund is reviewed at least monthly by the In Partnership Investment Team and Quarterly by the Investment Committee, and rebalances take place automatically.

 
 

The Portfolio currently consists of the following funds:

  • 1.
    Aegon Absolute Return Bond B Acc (10%)

  • 2.
    Artemis Monthly Distribution I Acc (5%)

  • 3.
    BNY Mellon Multi-Asset Balanced T Acc (20%)

  • 4.
    Close Sustainable Select Fixed Income Fund X Acc (10%)

  • 5.
    Dimensional World Allc 40/60 GBP Acc (10%)

  • 6.
    HSBC Global Strategy Conservative Portfolio C Acc (20%)

  • 7.
    Rathbone Total Return Portfolio S Acc (10%)

  • 8.
    Royal London Global Equity Diversified Z Acc (5%)

  • 9.
    Royal London GMAP Defensive M GBP Acc (5%)

  • 10.
    Troy Asset Management Ltd Trojan X Acc (5%)

The underlying cost of this portfolio is 0.46%

Asset Allocation of the Model Portfolio


Global Equities (ex UK)Global Fixed Income (ex UK)AlternativesEmerging Markets Equities UK EquitiesUK Fixed IncomeCash
 
41% 7% 7% 31% 9% 12%
 

Performance versus the benchmark

 

 

In Partnership Model Portfolios

 

Accumulation Portfolios

  • To meet the investment aspirations of Balanced investors we use a risk based, multi asset approach as its central theme with a strategic emphasis on Global investment mandates to diversify risk and provide capital and income returns. + Read More

  • To meet the investment aspirations of Moderately Adventurous investors we use a risk based, multi asset approach as its central theme with a strategic emphasis on Global investment mandates to further diversify risk and a mixture of funds with generally a higher equity exposure to increase investment returns. The selected funds are slightly more growth orientated. + Read More

  • To meet the investment aspirations of Adventurous investors we use a risk based, multi asset approach as its central theme with a strategic emphasis on Global investment mandates to further diversify risk and a mixture of funds with a high equity content to increase investment returns. The selected funds are focused upon long term growth. + Read More

Income Generating Portfolios

  • To meet the investment aspirations of Moderately Cautious investors who wish to protect their capital whilst generating an income in excess of cash, we use a risk based, multi asset approach as its central theme with a strategic emphasis on those funds that have demonstrated the ability to protect capital and generate a consistent investment return over the long term.

    + Read More

  • To meet the investment aspirations of Balanced investors who wish to protect their capital but also generate an additional level of income and some capital growth, we use a risk based, multi asset approach as its central theme with a strategic emphasis on those funds that have demonstrated the ability to generate a consistently higher level of investment return over the long term whilst minimising investment volatility.

    + Read More

  • To meet the investment aspirations of Moderately Adventurous investors who wish to generate an additional level of income and capital growth, we use a risk based, multi asset approach as its central theme with a strategic emphasis on Global investment mandates to further diversify risk and a mixture of funds with generally a higher equity exposure to increase investment returns. The selected funds are both income and growth orientated in the long term.

    + Read More

  • To meet the investment aspirations of Adventurous investors who wish to generate an additional level of income and capital growth, we use a risk based, multi asset approach as its central theme with a strategic emphasis on Global investment mandates to further diversify risk and a mixture of funds with a high equity content to increase investment returns. The selected funds are focused upon long term growth as well as a high level of income yield.

    + Read More

Passive Portfolios

  • To meet the investment aspirations of Moderately Cautious investors who prefer to use passive investments we use a risk based, multi index approach as its central theme with a strategic emphasis on Global indexed investment mandates to diversify risk and provide capital and income returns. + Read More

  • To meet the investment aspirations of Balanced investors who prefer to use passive investments we use a risk based, multi index approach as its central theme with a strategic emphasis on Global indexed investment mandates to diversify risk and provide capital and income returns. + Read More

  • To meet the investment aspirations of Moderately Adventurous investors who prefer to use passive investments we use a risk based, multi indexed approach as its central theme with a strategic emphasis on Global indexes to further diversify risk and provide capital growth. + Read More

  • To meet the investment aspirations of Adventurous investors who prefer to use passive investments we use a risk based, multi indexed approach as its central theme with a strategic emphasis on Global indexes to further diversify risk and provide capital growth. + Read More