Passive Portfolios

Balanced Passive

The Portfolio is designed for those clients that have the following long-term investment characteristics:

  • They are neither risk adverse or adventurous

  • They accept a reasonable level of capital risk on the understanding that they can obtain a commensurately increased rate of investment return

  • They want consistent and steady capital appreciation and income

  • They want their investments to be low cost

Strategy and Composition

To meet the investment aspirations of Balanced investors who prefer to use passive investments we use a risk based, multi index approach as its central theme with a strategic emphasis on Global indexed investment mandates to diversify risk and provide capital and income returns.

The investment methodology of each selected fund is considered both independently of, and in conjunction with, other funds in the portfolio to ensure that the overall risk rating, performance and ESG criteria is optimised.

The performance of the portfolio and each fund is reviewed at least monthly by the In Partnership Investment Team and Quarterly by the Investment Committee, and rebalances take place automatically.

 
 

 The Portfolio currently consists of the following funds:

  • 1.
    Aviva Inv Multi-asset Core II 2 (10%)

  • 2.
    Fidelity Index US P (10%)

  • 3.
    Fidelity Index World P (15%)

  • 4.
    HSBC Global Strategy Balanced Portfolio C Acc (20%)

  • 5.
    iShares Continental European Equity Index (UK) D Acc (5%)

  • 6.
    iShares Corp Bond Index UK D Acc (5%)

  • 7.
    iShares Emerging Markets Equity Index (UK) D Acc (5%)

  • 8.
    iShares UK Gilts All Stocks Index D Acc (10%)

  • 9.
    Vanguard LifeStrategy 60% Equity A Acc (20%)

 The underlying cost of this portfolio is 0.15%

Asset Allocation of the Model Portfolio

Global Equities (ex UK)Global Fixed Income (ex UK)AlternativesEmerging Markets Equities UK EquitiesUK Fixed IncomeCash
 
2% 41% 7% 7% 31% 9% 12%
 

Performance versus the benchmark

 

 

In Partnership Model Portfolios

 

Accumulation Portfolios

  • To meet the investment aspirations of Moderately Cautious investors we use a risk based, multi asset approach as its central theme with a strategic emphasis on Global investment mandates to further diversify risk and provide a consistent, low risk return.

    + Read More

  • To meet the investment aspirations of Balanced investors we use a risk based, multi asset approach as its central theme with a strategic emphasis on Global investment mandates to diversify risk and provide capital and income returns. + Read More

  • To meet the investment aspirations of Moderately Adventurous investors we use a risk based, multi asset approach as its central theme with a strategic emphasis on Global investment mandates to further diversify risk and a mixture of funds with generally a higher equity exposure to increase investment returns. The selected funds are slightly more growth orientated. + Read More

  • To meet the investment aspirations of Adventurous investors we use a risk based, multi asset approach as its central theme with a strategic emphasis on Global investment mandates to further diversify risk and a mixture of funds with a high equity content to increase investment returns. The selected funds are focused upon long term growth. + Read More

Income Generating Portfolios

  • To meet the investment aspirations of Moderately Cautious investors who wish to protect their capital whilst generating an income in excess of cash, we use a risk based, multi asset approach as its central theme with a strategic emphasis on those funds that have demonstrated the ability to protect capital and generate a consistent investment return over the long term. + Read More

  • To meet the investment aspirations of Balanced investors who wish to protect their capital but also generate an additional level of income and some capital growth, we use a risk based, multi asset approach as its central theme with a strategic emphasis on those funds that have demonstrated the ability to generate a consistently higher level of investment return over the long term whilst minimising investment volatility. + Read More

  • To meet the investment aspirations of Moderately Adventurous investors who wish to generate an additional level of income and capital growth, we use a risk based, multi asset approach as its central theme with a strategic emphasis on Global investment mandates to further diversify risk and a mixture of funds with generally a higher equity exposure to increase investment returns. The selected funds are both income and growth orientated in the long term.

    + Read More

  • To meet the investment aspirations of Adventurous investors who wish to generate an additional level of income and capital growth, we use a risk based, multi asset approach as its central theme with a strategic emphasis on Global investment mandates to further diversify risk and a mixture of funds with a high equity content to increase investment returns. The selected funds are focused upon long term growth as well as a high level of income yield.

    + Read More

Passive Portfolios

  • To meet the investment aspirations of Moderately Cautious investors who prefer to use passive investments we use a risk based, multi index approach as its central theme with a strategic emphasis on Global indexed investment mandates to diversify risk and provide capital and income returns. + Read More

  • To meet the investment aspirations of Moderately Adventurous investors who prefer to use passive investments we use a risk based, multi indexed approach as its central theme with a strategic emphasis on Global indexes to further diversify risk and provide capital growth. + Read More

  • To meet the investment aspirations of Adventurous investors who prefer to use passive investments we use a risk based, multi indexed approach as its central theme with a strategic emphasis on Global indexes to further diversify risk and provide capital growth. + Read More